Apps and Tools
Managing My Money
Budget Planner
The ‘Budget Planner’ can help assess your current financial situation, determine where your money is going, and what you may be able to save or invest.
Savings Goal Calculator
The ‘Savings Goal Calculator’ could help you to assess how long it will take to reach your savings goals and steps to take to help put your plan into action.
Compound Interest Calculator
The ‘Compound Interest Calculator’ could help you to assess what money you’ll have if you save a regular amount, how compounding increases your savings interest, the difference between saving now, and saving later and how to calculate compound interest.
Income Tax Calculator
The ‘Income Tax Calculator’ will help you to assess how much Australian income tax you should be paying, What your take home salary will be when tax and the medicare lever are removed and your marginal tax rate.
Your Net Worth Calculator
The ‘ASIC Your Net Worth Calculator’ can give you a quick indication of your total assets against your debts and the strength of your current financial situation.
Children Education Calculator
This calculator can give you an idea of how much it will cost to educate your children or grandchildren.
Investing
Managed Funds Fee Calculator
The ‘Managed Funds Fee Calculator’ illustrates the effects of the fees on year one-year returns.
Margin Loan Calculator
The ‘Margin Loan Calculator’ illustrates the Pros and Cons of using a margin loan.
Borrowing and Credit
Home Loan Calculators
These ‘Home Loan Calculators’ will allow you to determine how much you can borrow, what your loan repayments could be and how you can repay sooner
Mortgage Switching Calculator
The ‘Mortgage Switching Calculator’ will help guide you on whether you will save money by switching to another mortgage, how long it will take to recover the cost of switching and the benefits of making higher rather than minimum repayments.
Personal Loan Calculator
The ‘Personal Loan Calculator’ will help determine how much your repayments will be, how much can you borrow and how you can repay the loan sooner.
Credit Card Calculator
The ‘Credit Card Calculator’ will help determine how long it will take to pay off your card with only the minimum repayments and how much time and money you’ll save by making higher repayments.
Superannuation
Superannuation Calculator
How much do you need to retire? The Superannuation Calculator’ is a tool designed to give you a sense of how much you will have when you retire and to give you an idea of how fees will affect your final payout.
Contribution C0-Calculator
The ‘Contribution Co-Calculator’ will help answer the questions of eligibility for the Governments co-contribution and if eligible, how much can you get.
Employer Contribution Calculator
The ‘Employer Contribution Calculator’ will help work out how much super you should be getting from your employer and to check if you are getting the right amount per month.
Super Contributions Optimiser
The ‘Super Contributions Optimiser’ will help work out which type of super contribution will give your super the biggest boost and how to make contributions.
Retirement
Retirement Planner
The ‘Retirement Planner’ Will help give you an idea of what income you are likely to have from super and the age pension in retirement? How contributions, investment options, Fees and retirement age affect your retirement income for super and how working part-time or taking a break from work affects your super balance.
Super and pension age calculator.
The ‘Retirement Planner’ will look at when you can get your super and see when you can apply for the Age Pension.
Account-based pension calculator.
The ‘Account-Based Pension Calculator’ will address the questions, how long your super pension will last and how investment returns affect your pension balance.
Reverse Mortgage Calculator.
The ‘Reverse Mortgage Calculator’ will address the questions like, how much your debt will increase over time, what this means for the equity in your home and how changes in interest rates and house prices could affect the equity in you home.
Browse The Money Smart Calculators!
You will be glad that you did.
