News from the coal face

24/11/2020 4 Minute Read

 - The change that we've wanted to see! I like to get my news from financial institutions, their fund managers and analysts. It's not because I don't believe the journalists...

Cash reserves for emergencies

08/10/2020 General Advice

You may need to access cash easily and quickly to cover unforeseen expenses or emergencies. A cash reserve should be set aside to cover these situations.  Often unexpected expenses pop...

Reducing mortgage debt and consolidating loans

28/08/2020 2 Minute Read

Many Australians carry a heavy debt burden that absorbs a large portion of their income. This article looks at strategies to better manage this debt burden and repayments to help...

Debt Management Basics

26/08/2020 2 Minute Read

Debt can assist you to buy the family home, purchase a car or consumer goods and also enable you to purchase investment assets such as shares, managed funds or a...

Understanding Transition to Retirement Pensions

06/08/2020 2 Minute Read

If you have reached your preservation age you can use a transition to retirement pension to access your superannuation as a non-commutable income stream while you are still working. This...

Is it different this time?

19/04/2020 2 Minute Read

The Coronavirus has impacted us in ways we didn't think were possible... Not even in the most fanciful of movies have we seen the global populations confined to their homes...

Can you tell me your net worth?

18/04/2020 2 Minute Read

This is not an actual request... its the start of a more important conversation. If I asked you to tell me, off the top of your head, your current “total...

Christmas Hangover?

14/03/2020 2 Minute Read

So for most of us, Christmas is fast becoming a distant memory. But for others still getting the monthly reminder in the form of a credit card statement, it might...

An Old Lesson From Our Most Recent Bush Fires

26/02/2020 2 Minute Read

A Lesson Worth Learning I wanted to share something that's come out of the recent bush fire tragedy which I think is relevant to everybody. After you go through a...

What does a financial adviser really do?

14/11/2019 4 Minute Read

I often have conversations with people who struggle to understand what it is, that a financial adviser does. Questions about who or how I can help... I’ve done my best...

General Advice Warning

The information contained in the ‘Surf Coast Wealth Management’ Blog page, including any information in relation to taxation, is of a general nature only and does not take into account the objectives, financial situation or needs of any particular person.

You should refrain from doing anything in reliance on this information without first obtaining suitable professional advice. You should also consider the appropriate Product Disclosure Statement (PDS) before making any decision to acquire a product.