Category: General Advice

The Surf Coast Wealth Management Introduction & Referral Program!

29/07/2023 1 Minute Read

Not long after the launch of Surf Coast Wealth Management, we introduced a referral program to thank clients for recommending our services to their friends, family, colleagues, and associates. As...

 5 simple techniques to reduce your tax

11/05/2022 3 Minute Read

A detailed discussion of strategies including salary packaging, CGT, and deductions that can be used to minimise personal taxation. A detailed discussion of strategies including salary packaging, CGT, and deductions...

The Queens Gambit. The rules of the game don’t change

01/02/2021 5 Minute Read

If you recently watched The Queen's Gambit, you may feel the lure of giving chess a crack, playing a game, and testing your abilities. But when you do for the...

Buffett’s $1 Million Challenge

27/01/2021 4 Minute Read

For nearly 60 years investors have hung off every word Warren Buffett has said, much in the same way sportspeople follow a meteorologist. He has had the most robust consistent...

Offset account vs redraw facility – the tax difference

05/12/2020 2 Minute Read

Most modern mortgages come with a redraw facility or a mortgage offset account. Sometimes they come with both… but which one should you use? With a redraw facility you can make...

News from the coal face

24/11/2020 4 Minute Read

 - The change that we've wanted to see! I like to get my news from financial institutions, their fund managers and analysts. It's not because I don't believe the journalists...

Cash reserves for emergencies

08/10/2020 General Advice

You may need to access cash easily and quickly to cover unforeseen expenses or emergencies. A cash reserve should be set aside to cover these situations.  Often unexpected expenses pop...

Reducing mortgage debt and consolidating loans

28/08/2020 2 Minute Read

Many Australians carry a heavy debt burden that absorbs a large portion of their income. This article looks at strategies to better manage this debt burden and repayments to help...

Debt Management Basics

26/08/2020 2 Minute Read

Debt can assist you to buy the family home, purchase a car or consumer goods and also enable you to purchase investment assets such as shares, managed funds or a...

Understanding Transition to Retirement Pensions

06/08/2020 2 Minute Read

If you have reached your preservation age you can use a transition to retirement pension to access your superannuation as a non-commutable income stream while you are still working. This...

General Advice Warning

The information contained in the ‘Surf Coast Wealth Management’ Blog page, including any information in relation to taxation, is of a general nature only and does not take into account the objectives, financial situation or needs of any particular person.

You should refrain from doing anything in reliance on this information without first obtaining suitable professional advice. You should also consider the appropriate Product Disclosure Statement (PDS) before making any decision to acquire a product.