Category: 2 Minute Read

Most modern mortgages come with a redraw facility or a mortgage offset account. Sometimes they come with both… but which one should you use? With a redraw facility you can make...

Many Australians carry a heavy debt burden that absorbs a large portion of their income. This article looks at strategies to better manage this debt burden and repayments to help...

Debt can assist you to buy the family home, purchase a car or consumer goods and also enable you to purchase investment assets such as shares, managed funds or a...

If you have reached your preservation age you can use a transition to retirement pension to access your superannuation as a non-commutable income stream while you are still working. This...

The Coronavirus has impacted us in ways we didn't think were possible... Not even in the most fanciful of movies have we seen the global populations confined to their homes...

This is not an actual request... its the start of a more important conversation. If I asked you to tell me, off the top of your head, your current “total...

So for most of us, Christmas is fast becoming a distant memory. But for others still getting the monthly reminder in the form of a credit card statement, it might...

A Lesson Worth Learning I wanted to share something that's come out of the recent bush fire tragedy which I think is relevant to everybody. After you go through a...

The Reserve Bank of Australia (RBA) has cut the official cash rate by 25 basis points to a new record low of 1%. Yep, that's right, back-to-back rate cuts within...

Earlier last month, I met with a new financial planning client, who stipulated her preference for ethical investing. I explained that although ethical funds are a terrific idea, they are...