Wealth tends to gravitate towards the people who make it work the hardest. If that’s not going to be you, then you are minding it for someone that will. It’s crucial for you to work with your financial professional, refine and develop these three areas of wealth creation. Be proactive and stake your claim for the things that you want. We have the expertise and the processes to keep you on track.

At this stage of your life, you may have low personal debt and excess cash. It’s a great time to put your money to work by building an investment portfolio. It could be through property, managed funds or direct equities or another of the many other investment vehicles. If you are exploring this area, then working with us will ensure you have someone you can rely on to help you make sense of different investment products and strategies. We’ll work with you to make sure your investments are on point relative to your goals, and you avoid the many pitfalls that are lurking for the uninitiated. If this is the first time you have invested, you don’t want to do this alone.

If you dreamt of owning your own business or working your own hours, then we can help you put it and keep it together. Owning your own business can be hard work but extremely rewarding. Getting involved in a network of professionals and having the guidance of an experienced mentor will help you avoid the pitfalls experienced by many start-ups. We can help and keep it protected.

Superannuation is just as important at this stage of life as it was when established. What worked for you then, may not serve you today and be impracticable for tomorrow. By working with us, we can help you keep on top of the ever-changing regulations and laws. We can ensure that you are in a position to take advantage of the opportunities and fine-tune your strategy to give your superannuation every chance of reaching its full potential.

Personal insurance is not a set and forget asset. It has to be relevant to your circumstances to meet its purpose. Over insurance will lead to an erosion of wealth through high premiums, in the same way, that underinsurance can leave those you care about footing the bill should you come unstuck. Not having your wealth protection and personal insurance in place when you are young, means you are gambling on still being healthy and insurable when you are older. The cost of cover gets more expensive every year you leave it, so having this established early is key to wealth preservation and accumulation. Given we are one of the very few practices offering you commission-free cover, we can save you 25- 40% on your premiums. These savings result in money that stays in your pocket, working for you towards your real financial aspirations. We are talking about ten’s of thousands of dollars over the long-term.

Estate planning is more than talking about what happens if you were to pass on. Apart from Wills, Estate Planning also addresses your Power of Attorney, Guardianship and Advance Health Directives. While people can be reluctant to discuss Estate Planning, it is still a vital component that needs addressing in the context of a watertight financial plan.

If you wish to establish an ongoing savings plan or investment strategy to pay for your children’s education, wedding or other life transition, we’ll ensure that you are in a position to enjoy the successes rather than concern yourself with the expense. There are strategies you can benefit from and it’s all part of a well established long-term financial plan. We can put you on track and with our ongoing service program, keep you there.