Author: Daniel Twentyman

In the complex world of finance, even the most astute people can fall victim to deceptive schemes. Recently, I learned of a relative who, despite their success in business, was...

Not long after the launch of Surf Coast Wealth Management, we introduced a referral program to thank clients for recommending our services to their friends, family, colleagues, and associates. As...

A detailed discussion of strategies including salary packaging, CGT, and deductions that can be used to minimise personal taxation. A detailed discussion of strategies including salary packaging, CGT, and deductions...

If you recently watched The Queen's Gambit, you may feel the lure of giving chess a crack, playing a game, and testing your abilities. But when you do for the...

For nearly 60 years investors have hung off every word Warren Buffett has said, much in the same way sportspeople follow a meteorologist. He has had the most robust consistent...

Most modern mortgages come with a redraw facility or a mortgage offset account. Sometimes they come with both… but which one should you use? With a redraw facility you can make...

 - The change that we've wanted to see! I like to get my news from financial institutions, their fund managers and analysts. It's not because I don't believe the journalists...

You may need to access cash easily and quickly to cover unforeseen expenses or emergencies. A cash reserve should be set aside to cover these situations.  Often unexpected expenses pop...

Many Australians carry a heavy debt burden that absorbs a large portion of their income. This article looks at strategies to better manage this debt burden and repayments to help...

Debt can assist you to buy the family home, purchase a car or consumer goods and also enable you to purchase investment assets such as shares, managed funds or a...